Protection of car. Business concept.

Business car insurance any driver over 25

In this article we tell you that, which type of Business car insurance you select and which features you get. Also we compare top 5 business car insurance any driver over 25 and its features. Their over 25 means driver is over 25 year old or less. It’s mean this insurance policy plan cover in under Young or inexperienced drivers car Insurance Policy plan. And also we tell you all company pros and cons. And in the last we conclude all company plans and tell you which company is best for you and which is not.

You can also search here for the best car insurance for you.

Top 5 Business car insurance any driver over 25

Company Name Usage Monthly Price Annual Price Excess Know More
One Call Insurance Business Use £171.27 £2242.87 £3,000 Know More
NCI Car Insurance Business Use £248.49 £2380.24 £3,000 Know More
Brightside Car Insurance Business Use £217.13 £2653.74 £3,000 Know More
FLUXDIRECT Car Insurance Business Use £287.74 £2667.62 £3,000 Know More
Drive Smart Car Insurance Business Use £852.01 £7916.84 £650 Know More

 

Additional products and features

 

Personal accident cover Yes
Courtesy car Yes
Breakdown cover Yes
Motor legal protection Yes

 

 

Vehicle details and usage

Vehicle 2018 Honda Step wagon G.SPORT, 1998CC Petrol, 4DR, Auto(Any New car you want)
Modifications No
Usage SDPC and business use

Policyholder

 

License type Full UK Car License
Claims No
Motoring convictions No
Medical conditions No

 

 

Cover Type(You Choose)

  • Third Party Only (TPO) – This only covers liability for claims made by a third party as a result of an accident caused by you, or any named drivers whilst using this vehicle. TPO cover can vary between partners.

 

  • Third Party Fire and Theft (TPFT) – This covers everything TPO does, as well as cover to your vehicle in the event of accidental fire damage, damage as a result of theft, or if your vehicle is stolen. TPFT cover can vary between partners.

 

  • Comprehensive (Comp) – This is the highest level of cover and includes everything TPO and TPFT cover, as well as any damage to your vehicle as a result of an accident. Comprehensive cover can vary between partners.

 

Voluntary Excess

Effect on your quote

A higher voluntary excess, on top of the compulsory excess set by the insurer, may lower your premium. You will pay the combined total excess in the event of a claim.

Please note insurers may apply additional excesses e.g for young or inexperienced drivers. This will be payable on top of the voluntary and compulsory excess.

Protect No-claim discount

Most insurance providers will only offer no claims discount (NCD) protection if you have earned 4 years or more NCD. As you have selected less than 4 years NCD you can’t select to include NCD protection. Please check with your chosen insurance provider to see if you are eligible.

NCD protection varies between insurers but in general it allows you to make one or more claims before your number of no claims bonus years falls (further information will be provided when you select a policy and proceed with the purchase of the policy on the provider’s website).

NCD protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

 

Features Explained

  • Excess

The total excess is the amount to pay if you’re making a claim. This is made up of a voluntary excess (the amount you choose) and a compulsory excess (set by the insurer). There may be additional excesses that could be payable in the event of a claim.

  • Personal accident cover

Motor accidents can happen when you least expect them and a serious injury or accidental death could put you and your family in financial difficulty. Personal accident cover can provide financial help in such a situation. Cover levels can vary by provider, but as a minimum the cover will provide £1,000 death benefit and £1,000 disability/sight benefit.

  • Courtesy car

A courtesy car is provided if you’re unable to drive your car following an accident for a set period of time while your car is being repaired. Cover levels can vary dependent on the provider and there may be an additional cost to guarantee a replacement cairn the event of an accident. A courtesy car will be provided subject to availability.

  • Breakdown cover

If your car suffers a mechanical breakdown, this cover could help to get your car back on the road, recovery to a local garage or a destination of your choice. Breakdown cover can vary between providers. As a minimum, cover will provide roadside assistance.

  • Motor legal protection

If you have an accident that wasn’t your fault, an insurer can act on your behalf to try and claim compensation for any uninsured losses that you may have suffered. These include personal injury, excess recovery and loss of earnings. MLP should cover the cost of your legal expenses in pursuit of compensation if there is a reasonable prospect of success against the third party. MLP is available at an additional cost and cover can vary between providers. As a minimum £50,000 cover is provided for uninsured losses.

  • No surprises

If you are paying by monthly instalments, don’t forget to check for any applicable charges. Instalment credit may be declined or withdrawn by the provider.

Don’t forget to check for additional excesses, as these vary by provider. Additional excesses may apply for: young or inexperienced drivers, unapproved repairer, high performance vehicles, windscreen repair or replacements.

 

One Call Insurance

One Call Insurance have dedicated 24 hour UK claim line managed by specialist staff. Insuring more than half a million consumers across the UK. Over 20 years’ experience in the insurance industry. They are the number 1 rated car insurance provider on Reviewcentre.co.uk (as at 1st February 2018)

 

Monthly Excess Personal accident Courtesy car Breakdown cover Motor legal protection
1 ×£560.72                               11×£171.27

Total: £2,444.69

 

Compulsory:£3,000

Voluntary:£0

Total:£3,000

 

 

Included

 

Included

 

Included

 

Included

 

A single payment of

£2,242.87

 

Or instalments of

1 × £560.72

11 × £171.27

Total£2,444.69

 

 

 

 

Policy features and additional products

·         Personal accident cover

Provides cover in the event of serious injury or accidental death.

What it covers

    • Amount payable on death is up to £2,500
    • Amount payable for disability/sight cover is up to £1,500
    • Cover is provided for the policy holder, all named drivers and passengers

What it doesn’t cover

    • Injury or death resulting from attempted suicide or suicide
    • Injury or death if a seatbelt was not worn when required by law

·         Courtesy car

Provides a courtesy car for a set amount of time while your car is being repaired following an accident, subject to availability.

What it covers

    • Courtesy car is provided for duration of repairs
    • Cover if the car is stolen
    • Cover if the car is deemed a total loss
    • Courtesy car guarantee
    • Courtesy car is provided by the repairer

·         Breakdown cover

If you’ve broken down this cover will assist you at the roadside as a minimum.

What it covers

    • The policy covers Roadside Assistance
    • 2 call outs per year
    • 2 tows per year
    • £20 excess payable per claim
    • Onward travel if the car isn’t repairable

What it doesn’t cover

    • Cover if the car runs out of fuel
    • Misfuelling cover
    • Assistance from home
    • EU coverage

·         Motor legal protection

Provides cover to claim compensation for uninsured losses in a non-fault accident. This includes personal injury, excess recovery and loss of earnings.

What it covers

    • Cover if the other driver is uninsured
    • Cover is provided for the policy holder and all named drivers
    • Cover if there is greater than 50% chance of success
    • Claims must be reported as soon as possible
    • 24 hour motor legal advice helpline

What it doesn’t cover

    • Claims covered by another policy
    • Included as standard with this policy

·         Windscreen cover

Provides cover towards the costs of repairing the car’s windscreen or full replacement where repairs are not possible.

What it covers

    • Unlimited claims per year
    • Cover for all windows
    • £10 excess payable for repair with approved repairer
    • £60 excess payable for replacement with approved repairer
    • £10 if a non-approved repairer is used for a repair
    • £60 if a non-approved repairer is used for a replacement

What it doesn’t cover

    • Sunroof cover
    • Cover for windows not made of glass

·         Driving abroad

Provides cover for driving the car in countries outside of the UK.

What it covers

    • 90 days included
    • 90 consecutive days included
    • Third Party cover in EU countries
    • Minimum cover for countries outside the EU
    • Same cover level for named drivers

What it doesn’t cover

    • Using the car for business purposes where business use is included within the policy
  • Policy fees
    • This is not a full list of fees, please check your policy documentation for full policy details and all applicable fees before purchasing.
    • Adjustment fee: £39.00
    • Duplicate document fee: £0.00
    • Payment default fee: £30.00
    • Policy cancellation fee outside cooling off period (fees may also apply within cooling off period): £55.99

 

Pros:

    • £300 cover for non-manufacturer fitted sound equipment
    • Claims will not affect your no claims discount
    • Up to £50,000 to pursue a claim
    • No age restriction applies to those covered under the policy.

Cons:

    • Injury or death if the driver is convicted of an alcohol/drugs offence

NCI Insurance

About this provider: NCI has UK Call Centre and also have dedicated UK accident & claims line that’s available 24-hours a day, 365 days a year

 

Monthly Excess Personal accident Courtesy car Breakdown cover Motor legal protection
1 ×£238.02

10 ×£248.49

Total£2,722.92

 

Compulsory:£3,000

Voluntary:£0

Total:£3,000

 

 

Included

 

Included

 

Added Monthly
12 × £1.66(excluding interest)

Annually £19.94

 

 

Added Monthly
12 × £2.46(excluding interest)

Annually £29.50

 

 

A single payment of

£2,380.24

 

Or instalments of

1 × £238.02

10 × £248.49

Total£2,722.92

 

 

 

 

 

Policy features and additional products

Personal accident cover

Provides cover in the event of serious injury or accidental death.

What it covers

    • Amount payable on death is up to £5000
    • Amount payable for disability/sight cover is up to £2000
    • Cover is provided for the policy holder and their spouse/civil partner
    • No age restriction applies to those covered under the policy

What it doesn’t cover

    • Injury or death resulting from attempted suicide or suicide
    • Injury or death if the driver is convicted of an alcohol/drugs offence
    • Injury or death if a seatbelt was not worn when required by law

Courtesy car

Provides a courtesy car for a set amount of time while your car is being repaired following an accident, subject to availability.

What it covers

    • Type of courtesy car provided is not defined
    • Courtesy car is provided for duration of repairs
    • Courtesy car is provided by the insurers approved repairer

What it doesn’t cover

    • Cover if the car is stolen
    • Cover if the car is deemed a total loss
    • Courtesy car guarantee

Breakdown cover

Added for 12 × £1.66 monthly (excluding interest) or £19.94 annually.

If you’ve broken down this cover will assist you at the roadside as a minimum.

What it covers

    • The policy covers Recovery
    • Unlimited call outs per year
    • Unlimited tows per year
    • £0 excess payable per claim
    • Cover for cars up to 25 years old
    • Provided by Rescuemycar.com
    • Assistance 1 mile from home
    • Onward travel if the car isn’t repairable

What it doesn’t cover

    • Cover if the car runs out of fuel
    • Misfuelling cover
    • EU coverage

Motor legal protection

Added for 12 × £2.46 monthly (excluding interest) or £29.50 annually.

Provides cover to claim compensation for uninsured losses in a non-fault accident. This includes personal injury, excess recovery and loss of earnings.

What it covers

    • Up to £100,000 to pursue a claim
    • Cover is provided for the policy holder and all named drivers
    • Cover if there is greater than 50% chance of success
    • Claims must be reported as soon as possible
    • 24 hour motor legal advice helpline

What it doesn’t cover

    • Cover if the other driver is uninsured
    • Claims covered by another policy
    • Included as standard with this policy

Windscreen cover

Provides cover towards the costs of repairing the car’s windscreen or full replacement where repairs are not possible.

What it covers

    • Unlimited claims per year
    • Cover for all windows
    • Claims will not affect your no claims discount
    • £100 excess payable for repair with approved repairer
    • £100 excess payable for replacement with approved repairer
    • £100 excess charged if a non-approved repairer is used for a repair
    • £100 excess charged if a non-approved repairer is used for a replacement

What it doesn’t cover

    • Sunroof cover
    • Cover for windows not made of glass

Driving abroad

Provides cover for driving the car in countries outside of the UK.

What it covers

    • 30 days included
    • 30 consecutive days included
    • Fully Comprehensive cover in EU countries
    • Same cover level for named drivers

What it doesn’t cover

    • Minimum cover for countries outside the EU
    • Using the car for business purposes where business use is included within the policy

Policy fees

  • This is not a full list of fees, please check your policy documentation for full policy details and all applicable fees before purchasing.
    • Adjustment fee: £35.00
    • Duplicate document fee: £15.00
    • Payment default fee: £30.00
    • Policy cancellation fee outside cooling off period (fees may also apply within cooling off period): £75.00

Pros:

    • Best part of this policy is unlimited claims per year.
    • Amount payable on death is up to £5000 is included in this business car insurance any driver over 25 policy plan.
    • Motor Legal protection is cover if there is greater than 50% chance of success
    • Courtesy car is provided for duration of repairs are available in this policy plans.

Cons:

    • Injury or death if a seatbelt was not worn when required by law is not cover.

 

 

FLUXDIRECT Car Insurance

 

Monthly Excess Personal accident Courtesy car Breakdown cover Motor legal protection
1 ×£447.74

9 ×£287.59

Total£3,036.05

 

Compulsory:£3,000

Voluntary:£0

Total:£3,000

 

 

Included

 

Included

 

Added Monthly

12 × £4.67(excluding interest)

Annually £56.00

 

 

Included

 

A single payment of

£2,667.62

Or instalments of

1 × £447.74

10 × £287.59

Total £3,036.05

 

 

 

 

 

Policy features and additional products

Personal accident cover

Provides cover in the event of serious injury or accidental death.

What it covers

    • Amount payable on death is up to £1000
    • Amount payable for disability/sight cover is up to £1000
    • Cover is provided for the policy holder and their spouse/civil partner
    • 70 year age restriction applies to those covered under the policy

What it doesn’t cover

    • Injury or death resulting from attempted suicide or suicide
    • Injury or death if the driver is convicted of an alcohol/drugs offence
    • Injury or death if a seatbelt was not worn when required by law

Courtesy car

Provides a courtesy car for a set amount of time while your car is being repaired following an accident, subject to availability.

What it covers

    • Type of courtesy car provided is not defined
    • Courtesy car is provided for duration of repairs
    • Courtesy car is provided by the insurers approved repairer

What it doesn’t cover

    • Cover if the car is stolen
    • Cover if the car is deemed a total loss
    • Courtesy car guarantee

Breakdown cover

Added for 12 × £4.67 monthly (excluding interest) or £56.00 annually.

If you’ve broken down this cover will assist you at the roadside as a minimum.

What it covers

    • The policy covers Home Start
    • Unlimited call outs per year
    • Unlimited tows per year
    • £0 excess payable per claim
    • Cover for cars of any age
    • Provided by Flux Rescue
    • Assistance from home
    • Onward travel if the car isn’t repairable
    • EU coverage

What it doesn’t cover

    • Cover if the car runs out of fuel
    • Misfuelling cover

Motor legal protection

Provides cover to claim compensation for uninsured losses in a non-fault accident. This includes personal injury, excess recovery and loss of earnings.

What it covers

    • Up to £100,000 to pursue a claim
    • Cover is provided for the policy holder and all named drivers
    • Cover if there is greater than 50% chance of success
    • Claims must be reported within 7 days

What it doesn’t cover

    • Cover if the other driver is uninsured
    • Claims covered by another policy
    • 24 hour motor legal advice helpline
    • Included as standard with this policy

Windscreen cover

Provides cover towards the costs of repairing the car’s windscreen or full replacement where repairs are not possible.

What it covers

    • Unlimited claims per year
    • Cover for all windows
    • Claims will not affect your no claims discount
    • £0 – £25 excess payable for repair with approved repairer
    • £0 – £100 excess payable for replacement with approved repairer
    • £0 – £25 if a non-approved repairer is used for a repair
    • £0 – £100 if a non-approved repairer is used for a replacement

What it doesn’t cover

    • Sunroof cover
    • Cover for windows not made of glass

Driving abroad

Provides cover for driving the car in countries outside of the UK.

What it covers

    • 30 days included
    • 30 consecutive days included
    • Fully Comprehensive cover in EU countries
    • Same cover level for named drivers

What it doesn’t cover

    • Minimum cover for countries outside the EU
    • Using the car for business purposes where business use is included within the policy

Policy fees

    • This is not a full list of fees, please check your policy documentation for full policy details and all applicable fees before purchasing.
    • Adjustment fee: £25.00
    • Duplicate document fee: £0.00
    • Payment default fee: £20.00
    • Policy cancellation fee outside cooling off period (fees may also apply within cooling off period): £25.00

Pros:

    • Personal accident Cover is provided for the policy holder and their spouse/civil partner
    • This Business policy cover for all windows
    • Any Claims will not affect your no claims discount that’s a very big benefit for you.

Cons:

    • This policy plan not cover if the car is stolen.

 

 

Brightside insurance

 

Monthly Excess Personal accident Courtesy car Breakdown cover Motor legal protection
1 ×£663.39

11 ×£217.13

Total£3,051.82

Compulsory:£3,000

Voluntary:£0

Total:£3,000

 

 

Included

 

Included

 

Added Monthly

12 × £3.42(excluding interest)

Annually £40.99

 

 

Added Monthly

12 × £2.50(excluding interest)

Annually £29.99

 

A single payment of

£2653.74

Or instalments of

1 × £663.39

10 × £217.13

Total £3,051.82

 

 

 

 

 

 

Policy features and additional products

Personal accident cover

Provides cover in the event of serious injury or accidental death.

What it covers

    • Amount payable on death is up to £5,000
    • Amount payable for disability/sight cover is up to £5,000
    • Cover is provided for the policy holder and all named drivers
    • No age restriction applies to those covered under the policy

What it doesn’t cover

    • Injury or death resulting from attempted suicide or suicide
    • Injury or death if the driver is convicted of an alcohol/drugs offence
    • Injury or death if a seatbelt was not worn when required by law

Courtesy car

Provides a courtesy car for a set amount of time while your car is being repaired following an accident, subject to availability.

What it covers

    • Type of courtesy car provided is equivalent to the insured vehicle
    • Courtesy car is provided for the duration of the repair
    • Courtesy car is provided by the repairer

What it doesn’t cover

    • Cover if the car is stolen
    • Cover if the car is deemed a total loss
    • Courtesy car guarantee

Breakdown cover

Added for 12 × £3.42 monthly (excluding interest) or £40.99 annually.

If you’ve broken down this cover will assist you at the roadside as a minimum.

What it covers

    • The policy covers Recovery
    • 5 call outs per year
    • 5 tows per year
    • £0 excess payable per claim
    • Cover for cars of any age
    • Provided by RAC
    • Cover if the car runs out of fuel
    • Misfielding cover
    • Assistance 0.25 miles from home
    • Onward travel if the car isn’t repairable

What it doesn’t cover

    • EU coverage

Motor legal protection

Added for 12 × £2.50 monthly (excluding interest) or £29.99 annually.

Provides cover to claim compensation for uninsured losses in a non-fault accident. This includes personal injury, excess recovery and loss of earnings.

What it covers

    • Up to £100,000 to pursue a claim
    • Cover if the other driver is uninsured
    • Cover is provided for the policy holder and all named drivers
    • Cover if there is 50% chance of success
    • Claims must be reported within 180 days
    • 24 hour motor legal advice helpline

What it doesn’t cover

    • Claims covered by another policy
  • Included as standard with this policy

Windscreen cover

Provides cover towards the costs of repairing the car’s windscreen or full replacement where repairs are not possible.

What it covers

    • Unlimited claims per year
    • Cover for all windows
    • Claims will not affect your no claims discount
    • £0 excess payable for repair with approved repairer
    • £75 excess payable for replacement with approved repairer
    • £0 if a non-approved repairer is used for a repair
    • £75 if a non-approved repairer is used for a replacement

What it doesn’t cover

    • Sunroof cover
    • Cover for windows not made of glass

Driving abroad

Provides cover for driving the car in countries outside of the UK.

What it covers

    • 90 days included
    • 90 consecutive days included
    • Fully Comprehensive cover in EU countries
    • Same cover level for named drivers

What it doesn’t cover

    • Minimum cover for countries outside the EU
    • Using the car for business purposes where business use is included within the policy

Policy fees

  • This is not a full list of fees, please check your policy documentation for full policy details and all applicable fees before purchasing.
    • Adjustment fee: £25.00
    • Duplicate document fee: £10.00
    • Payment default fee: £27.50
    • Policy cancellation fee outside cooling off period (fees may also apply within cooling off period): £60.00

Pros:

    • This policy cover is provided for the policy holder and all named drivers
    • Driving abroad is included for 90 days in this policy plan.
    • Amount payable on death is up to £5,000 is cover
    • Claims will not affect your no claims discount

Cons:

    • Injury or death if a seatbelt was not worn when required by law is not included.

Drive Smart

 

Monthly Excess Personal accident Courtesy car Breakdown cover Motor legal protection
1 ×£2375.05

7 ×£852.01

Total£8339.12

Compulsory:£150

Voluntary:£500

Total:£650

 

 

Included

 

Included

 

Added Monthly

12 × £3.23(excluding interest)

Annually £38.73

 

Included

 

A single payment of

£7916.84

Or instalments of

1 × £2375.05

7 × £852.01

Total £8339.12

 

 

 

 

 

Telematics – What is it?

It’s a way for insurers to understand your driving behaviors so they can offer discounts to those who demonstrate safe driving. They may record things like your speed, braking and accelerating habits, road type, distance and time of day of your journeys so that they can offer you a more accurate premium.

Policy features and additional products

Personal accident cover

Provides cover in the event of serious injury or accidental death.

What it covers

    • Amount payable on death is up to £5,000
    • Amount payable for disability/sight cover is up to £5,000
    • Cover is provided for the policy holder and their spouse/civil partner
    • No age restriction applies to those covered under the policy

What it doesn’t cover

    • Injury or death resulting from attempted suicide or suicide
    • Injury or death if the driver is convicted of an alcohol/drugs offence
    • Injury or death if a seatbelt was not worn when required by law

Courtesy car

Provides a courtesy car for a set amount of time while your car is being repaired following an accident, subject to availability.

What it covers

    • Type of courtesy car provided is a small hatchback
    • Courtesy car is provided for duration of repair
    • Courtesy car guarantee
    • Courtesy car is provided by multiple companies

What it doesn’t cover

    • Cover if the car is stolen
    • Cover if the car is deemed a total loss

Breakdown cover

Added for 12 × £3.23 monthly (excluding interest) or £38.73 annually.

If you’ve broken down this cover will assist you at the roadside as a minimum.

What it covers

    • The policy covers Roadside Assistance
    • 5 call outs per year
    • 5 tows per year
    • £0 excess payable per claim
    • Cover for cars of any age
    • Provided by RAC
    • Cover if the car runs out of fuel
    • Assistance 0.25 miles from home

What it doesn’t cover

    • Misfuelling cover
    • Onward travel if the car isn’t repairable
    • EU coverage

Motor legal protection

Provides cover to claim compensation for uninsured losses in a non-fault accident. This includes personal injury, excess recovery and loss of earnings.

What it covers

    • Up to £100,000 to pursue a claim
    • Cover is provided for the policy holder and all named drivers
    • Cover if there is 51% chance of success
    • Claims must be reported within 14 days

What it doesn’t cover

    • Cover if the other driver is uninsured
    • Claims covered by another policy
    • 24 hour motor legal advice helpline
    • Included as standard with this policy

Windscreen cover

Provides cover towards the costs of repairing the car’s windscreen or full replacement where repairs are not possible.

What it covers

    • Unlimited claims per year
    • Cover for all windows
    • Claims will not affect your no claims discount
    • £15 excess payable for repair with approved repairer
    • £75 excess payable for replacement with approved repairer
    • £75 excess charged if a non-approved repairer is used for a repair
    • £75 excess charged if a non-approved repairer is used for a replacement

What it doesn’t cover

    • Sunroof cover
    • Cover for windows not made of glass

Driving abroad

Provides cover for driving the car in countries outside of the UK.

What it covers

    • 90 days included
    • 90 consecutive days included
    • Fully Comprehensive cover in EU countries
    • Minimum cover for countries outside the EU
    • Same cover level for named drivers
    • Using the car for business purposes where business use is included within the policy

Policy fees

  • This is not a full list of fees, please check your policy documentation for full policy details and all applicable fees before purchasing.
    • Adjustment fee: £25.00
    • Duplicate document fee: £20.00
    • Payment default fee: £20.00
    • Policy cancellation fee outside cooling off period (fees may also apply within cooling off period): £45.00
    • Additional telematics cancellation fee: £0.00
    • Telematics disconnect fee: £0.00

Pros:

    • Driving abroad is included for 90 days in this policy plan.
    • Motor Legal protection is cover if there is greater than 50% chance of success
    • Claims will not affect your no claims discount

Cons:

    • 24 hour motor legal advice helpline not available.

Conclusion:

When we discuss Business car insurance any driver over 25 then we concluded that One call Insurance company policy plan monthly and annual price is lower than all other companies plan. On the monthly and annual installment price bases Drive Smart Car Insurance policy plan price is very high then all other four companies’ policy plan. Now, we compare all companies features then we see that basically all companies features and benefit are little bit same but there is one big difference between all other companies and One Call Insurance company plan. This company (One Call Insurance) cover Breakdown and Motor Legal Protection features included in this policy plan but all other companies take extra charges for cover all these features. Flux Direct car insurance company have one negative point is that its policy plan only cover up to £1000 for Death by accident but all other companies give you higher price compare to them.
At last on my opinion One call insurance is the best insurance compare to all them. Definitely price is main mark, we all know that but my main region to give them first region is that its feature. Yes, One call Insurance policy plan take from you lower price and give you extra benefits compare to all other companies plan.

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